• Monitoring and reporting on Credit Risk development to Management
• Optimising the risk-reward relationship within the Bank's credit portfolio
• Developing, implementing, and maintaining ML/AI models for application and behavioural scoring
• Developing and maintaining statistical models for risk assessment, including credit and collection portfolio risk
• Planning data capture and structuring in-house databases
• Ensuring credit risk procedures, routines, and tools are supported by statistically valid data, maintaining data integrity, consistency, and security
• Developing reporting formats and regularly presenting figures to the Credit Risk Committee and Board
• Preparing documents and reports for the Credit Risk Committee, attending meetings, and assisting the Chief Product Officer in follow-up actions
• Responsible for maintaining and optimising statistical development and reporting tools